Terms and Conditions

Studious provides the Website ([website URL]) and a Chrome extension to help users study more effectively. Your use of any part of the Service constitutes acceptance of these Terms. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization.

• Service: The Website at [website URL] and the official Studious Chrome extension, including related features and APIs.
• User: Any individual or entity that accesses or uses the Service.
• Account: A registered profile that allows a User to access the Service.
• Subscription: A paid plan that unlocks premium features.
• Content: Text, data, files, code, images, or other materials provided by you or by us through the Service.
• We/Us/Our: The operators of Studious.

The Service offers AI‑powered study assistance including, but not limited to, note‑taking, quizzes, learning tools, focus utilities, planners, and productivity features across the Website and Chrome extension. Features may evolve over time; we may add, modify, or remove features at our discretion to improve the Service.

You must provide accurate information when creating an account and keep your credentials secure. You must be at least 18 years old or have parental/guardian consent to use the Service.

• You are responsible for all activity under your account.
• Notify us immediately of any unauthorized use or security breach.
• Use of the Service requires compliance with applicable laws and these Terms.

Premium features are available via paid subscriptions processed securely by Stripe. Plan types may include free, monthly, and yearly tiers. Subscriptions auto‑renew unless cancelled before the renewal date. You authorize recurring charges until cancellation.

• You may cancel at any time from your dashboard; cancellation takes effect at the end of the current billing period.
• You are responsible for cancelling before renewal to avoid additional charges.
• Upgrades/downgrades may pro-rate per Stripe's rules.
• Refunds are governed by our Refunds & Cancellations terms; see the section below for details.

We aim to make billing simple and transparent. The following terms govern refunds and cancellations for subscriptions purchased through our Service.

• Stripe processing: All payments and eligible refunds are handled securely by Stripe, our payment processor.
• Cancel anytime: You may cancel your subscription at any time from your account dashboard.
• Access until period end: After cancellation, your subscription remains active until the end of the current billing period. We do not provide partial refunds for unused time within a billing cycle.
• No renewal refunds: Charges for automatic renewals are non‑refundable once a new billing period begins.
• Billing errors: If you believe a charge was made in error or was accidental, contact us at support@placeholder.com. We will investigate and, if approved, issue a refund.
• Account deletion: If you delete your account, any active subscription will be cancelled immediately. You will forfeit access to premium features and any remaining time in the current period.
• Refund timing: Approved refunds are typically processed by Stripe within 5–10 business days. Actual posting times may vary by bank.
• Digital services: Our products are digital services. Except where required by law or explicitly stated otherwise (e.g., an initial trial period), fees are non‑refundable once the service has been accessed or used beyond the trial.

Refund Eligibility

Refunds may be considered in limited cases, such as:

• Duplicate charges or billing errors caused by our system or Stripe.
• Unauthorized transactions verified through Stripe’s dispute resolution process.
• Service failure or disruption lasting more than 72 hours that prevents access to premium features, where the cause is attributable to us.

Refunds may not be granted for:

• Change of mind or lack of use after purchase.
• User error or failure to cancel before renewal.
• Account termination due to violation of our Terms of Service.

All refund requests must be submitted within 5 working days of the transaction date to be considered. Please contact support@[placeholder].com for refund requests.

Do not abuse, disrupt, or interfere with the Service or other users. Prohibited activities include, but are not limited to:

• Reverse engineering, decompiling, or otherwise attempting to derive source code or underlying models.
• Exploiting vulnerabilities or bypassing security controls.
• Unauthorized data scraping or harvesting beyond permitted API usage.
• Uploading malware, spam, or content that infringes rights or violates laws.
• Using the Service for illegal, harmful, or abusive activities.

User‑generated content (e.g., notes, uploads, study data) remains your property. The Chrome extension stores your personal content locally and does not upload PDFs or notes to our servers. You are responsible for maintaining backups of your data.

All content, features, and functionality of the Service (including logos, UI design, AI systems, databases, and source code) are owned by Studious or its licensors and are protected by copyright, trademark, and other intellectual property laws. No rights are granted except as expressly provided in these Terms. You may not reproduce, redistribute, or modify any part of the Service without our prior written consent.

You may delete your account at any time. Deleting your account cancels any active subscription and permanently removes your user data from our database (subject to limited retention required by law).

We reserve the right to suspend or terminate accounts that violate these Terms, pose security risks, or engage in abusive activity.

To the maximum extent permitted by law, Studious will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or revenue arising from or related to your use of the Service, including interruptions, data loss, or issues caused by third‑party services (e.g., Stripe, Supabase, Google reCAPTCHA).

You agree to indemnify, defend, and hold harmless Studious, its affiliates, and personnel from any claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your misuse of the Service or violation of these Terms.

These Terms are governed by the laws of [Your Country], without regard to conflict of law principles. You agree that any dispute will be brought exclusively in the courts of [Your Jurisdiction].

We may update these Terms from time to time. Changes are effective upon posting on the Website. Continued use of the Service after changes constitutes acceptance of the updated Terms.

Questions about these Terms? Contact us at support@[placeholder].com.